![]() ![]() Regulatory requirements for prepaid accounts Information, including examination procedures, regarding the Regulatory requirements as well as related examination Deposits - Garnishment of AccountsĪn introduction to the garnishment rule and outlines Identifying risks in their remote deposit capture systems andĮvaluating the adequacy of controls and applicable riskĪn introduction to the TISA and outlines regulatory Provides guidance to assist financial institutions in Risk Management of Remote Deposit Capture.Of the FDIC’s Consumer Compliance Examination Manual providesĪn introduction to the EFA Act and outlines regulatory Requirements as well as related examination procedures Of the FDIC’s Consumer Compliance Examination Manual includesĪn introduction to the EFTA and outlines regulatory Other information issued by the FDIC alone, or on an interagencyīasis, provided to address consumer protection issues. Section 1030.11 () of Truth in Savings requires an institution to provide information about overdraft fees at account opening, on periodic statements, and to include certain disclosures in advertisements for overdraft services.įrequently asked questions, advisories, statements of policy, and Prohibits an institution from charging consumers fees for paying overdrafts on ATM and one-time debit card transactions, unless a consumer consents. () provides the regulatory requirements for gift cards and gift () provides protections for prepaid accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z). ![]() Receives certain Federal benefit payments by direct deposit. Receives a garnishment order against an account holder who () requires an institution to follow certain requirements when it 31 CFR 212 - Garnishment of Accounts Containing.Their accounts at depository institutions and requires depository institutions to provide disclosures so that consumers can make meaningful comparisons among depository institutions. () supports consumers’ efforts to make informed decisions about Part 1030 - Truth in Savings (Regulation.Schedules and to disclose their funds availability Transaction accounts available according to specified time () addresses the requirements for institutions to make funds deposited into () establishes the basic rights, liabilities, and responsibilities of consumers who use electronic fund transfers and remittance transfer services and of financial institutions or other persons that offer these services. Key laws and regulations that pertain to FDIC-supervised institutions note that other laws and regulations also may apply. ![]()
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